Effective January 1, 2008, Local 399’s Health & Welfare Board of Trustees approved several enhancements to your plan, designed to lower out-of-pocket costs for you and your family.
Medical
The maximum amount you will have in out-of-pocket expenses when you use Blue Cross Blue Shield contracted PPO providers will be $5,000--lowered from the current $10,000.
The $250 copayment on each hospital admission is eliminated.
Dental
Dental check-ups, cleanings, xrays, and other preventive services will be paid at 100% if you have the services by a dentist in the Delta Dental PPO Network. (Preventive services at an out-of-network dentist will continue to be paid at 50%.)
A separate maximum of $1,000 per lifetime for orthodontia services will be paid for your dependent children. This lifetime maximum orthodontia benefit will begin with services incurred after 1/1/08. (The orthodontia benefit is currently part of your calendar year maximum for all dental services.)
The orthodontia benefit will only be available for dependent children (to age 19 or age 23 if a full-time student.) Orthodontia benefits for the member and spouse are being eliminated.
Watch your mailboxes for more information regarding H&W’s new partner, Delta Dental. This mailing will include information regarding the Delta PPO and Premier networks, how to access information on Delta’s website and a dental identification card.
Also watch your mail for a copy of our 2008 Summary Plan Description.
The staff of the Health and Welfare Fund Office wish you a very Happy and Healthy 2008!
Click here to download a copy of our
2008 Summary Plan Description Book