A Message to 401k Participants

AN INFORMATIVE VIDEO FOR

LOCAL 399 401k PARTICIPANTS

As we find ourselves in historic and unprecedented times. Market volatility

is just one challenge that we are all facing. IUOE Local 399 has always believed that
a more informed member is a more powerful member. This mindset has long driven
our approach to 401(k) participant education. To that point please see the two separate
video links below featuring our plan advisor, Steve Scott, Managing Partner of RSG,
who speaks to the recent COVID-19 related market volatility.

These videos address this crisis as it was starting to get underway

(March 9th) and again today (March 19th) as the volatility continued.

Please take a moment to watch, learn and think before you react. The decisions
we make in times like this will impact our financial wellness for decades to come.
Of course questions and support is always available via the
IUOE Local 399 401(k) office.

Please click the video buttons below to view

(Note: if you experience issues viewing, please try refreshing your screen)